This month we are rolling out a 100% stated commercial loan to those with graduate degrees. Twenty to thirty year amortization available. Minimum credit score for this loan is 680 (mid score). The product requirement is that property be 25% or more owner occupied. Properties that qualify are office buildings, industrial buildings, strip malls. Multi-Family apartment buildings do not qualify under this program. Minimum loan amount is $250,000 and maximum loan amount is $1,500,000.